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The AI Stack I Actually Use (Not the Hype List)

Jul 20, 2026 1 min read

Every week someone sends me a "50 best AI tools" list. Most of them are affiliate bait. Here's the short version of what I actually run in my own business and set up for clients — and, just as importantly, what I skip.

Start with the model, not the wrapper

Ninety percent of "AI apps" are a thin layer over the same few models. Before you pay for a wrapper, ask whether the base model plus a good prompt does the job. Often it does. Pay for wrappers only when they own something the model doesn't: your data, a workflow, or a distribution channel.

The four categories that matter

Everything I use falls into one of four buckets:

  • Thinking — a frontier chat model for drafting, analysis, and code.
  • Doing — automation that connects tools and runs workflows without me.
  • Making — image, video, and voice generation for content.
  • Knowing — retrieval over my own notes, docs, and past work.

If a tool doesn't clearly sit in one of those, it's usually a distraction.

When to skip a tool entirely

The best AI decision is often no new tool. If a task happens less than weekly, a one-off prompt beats a subscription. If it happens constantly, it deserves real automation, not a browser tab you forget to open.

I go deep on each of these in the free AI Playbook — grab it below if you want the full map. And if you'd rather I set the stack up with you, book a consultation.

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